07/30/2025

In a rapidly evolving sector where mobility is constantly being redefined, the 2025 Decision Makers Club brought together key ecosystem players to discuss major trends and ongoing transformations. Manufacturers, operators, financing specialists, and innovation experts shared their vision of a mobility model that is increasingly service-oriented, sustainable, and digitalized. Here’s a look back at the key takeaways from this edition:

 Mobility: A Transformation Underway

Mobility is undergoing deep changes that are reshaping financing models:

  • Financing terms and offers are being adapted to ensure asset accessibility
  • Traditional financing is progressively being replaced by flexible, scalable, and multi-purpose solutions
  • Value creation models are being redesigned through ecosystem-based partnerships among stakeholders
  • Artificial intelligence is being deployed to streamline processes and manage the asset lifecycle more efficiently

Round Table 1 – Impacts on Financial Players and Operators

Financing experts, OEMs, and mobility operators agree:

  • Mobility is shifting toward a service-oriented model, moving from asset ownership to usage
  • The proliferation of financing and service offers is slowing down amid regulatory and economic uncertainty
  • Digitalization of customer journeys has become essential to enhance the user experience

Round Table 2 – Circular Economy & Mobility Financing

The circular economy is emerging as a new value creation lever:

  • Extending product lifespans helps spread costs over multiple usage cycles
  • Attractive financing solutions are being developed to maintain asset accessibility in a constrained economic context
  • Environmental impact of mobility assets is being optimized
  • There is a shift toward more responsible financing models

Convergences and Outlook

A consensus is forming around four strategic priorities:

  • Ending the multiplication of fragmented products and services
  • Greater use of data and AI to manage asset lifecycles and associated financing
  • Building ecosystems that foster innovation
  • Applying circular logic to create more value across the mobility chain

Thierry Decroix, Associate Director

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